Heritage Bank Cardless Withdrawal Code 2022 (No Card Required)


Are you searching for a Heritage bank cardless withdrawal Code? In this article, I will be sharing with you various ways you can withdraw money from ATM without an ATM card as a Heritage bank user.


If you are in a hurry and you forgot your ATM card. You don’t need to worry. This article will teach you how to withdraw from ATMs using your phone. It is very easy, secure, and simple.

This cardless withdrawal by heritage bank saves you the fear of losing your ATM card. You can also use this method to help a stranded family member that’s not with an ATM card. Follow the instructions and send the pay code to the person.

Enjoy cardless withdrawal and digital banking. Follow the guide by heritage bank Nigeria and withdraw money from the ATM without a card.


Benefits Of Heritage Bank Cardless Withdrawal


  • It is easy and secured
  • Save yourself from losing your ATM card.
  • Helps you to protect your banking details from falling into the wrong hands.
  • You can withdraw from the ATM without a card.
  • Fast and efficient.


How To Withdraw From ATM Without Debit Card


How To Withdraw From ATM Without Debit Card


Before you follow the instructions below, you must have activated heritage bank USSD code banking on your account. If you haven’t, read our guide on Heritage bank mobile banking Code. After that follow the instructions below using the phone number linked to your heritage bank account.

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  • Dial *322*030*8*Amount#. For example, if you wish to withdraw N10,000 from the ATM, dial *322*030*8*10000#.
  • Follow the instructions that will display on your screen to generate a pay code.
  • A message will be sent to you containing the pay code.
  • Locate the nearest heritage bank ATM.
  • Press 0 in the ATM and follow the command prompt.
  • Enter the pay code you generated ( always 12 digits codes)
  • Input your 4-digit pin.
  • Enter the amount you requested to withdraw. Then wait for the ATM to dispense your cash.


If there is no heritage bank ATM close. Enter any bank ATM and press enter button then choose the pay code and follow the steps above to withdraw.



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Hope this article on Heritage Bank Cardless Withdrawal was helpful. If you have any questions use the comment box below. My team will be glad to help you out.


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