What Credit Score Do You Need For PayPal Credit?

What Credit Score Do You Need For PayPal Credit

What credit score do you need for PayPal credit?

PayPal doesn’t make public what score is needed for their Credit program. Based on user reports across the internet, the lowest scores approved are 600 FICO.

PayPal uses Equifax and Experian FICOs, specifically. Protip: ensure your revolving utilization is below 30% when you apply.

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