There are so many good things about using the Cash App to send and receive money. One of the bad things is that you have to put up with highly restrictive limits, especially when you haven’t taken the time to verify your account and add a bank account or card.
Limits aren’t exclusive to Cash App; almost every bank and payment service out there has some kind of limit on how much you can send and receive per day. Compared to other similar services, you can say Ca App’s limits are somewhat generous.
In this article, I’ll explain all the limits associated with sending and receiving money on Cash App. Also, you’ll learn how to work around these limits to be able to send and receive more using your Cash App account per day.
What Are Cash App Limits?
As explained earlier, services like Cash App limit how much you can send and receive using the platform over a specified period. The period could be daily, weekly, or even monthly, and once you go over the specified limit, the associated function will stop working.
With Cash App, there are limits to how much you can send and receive with an unverified account. Once you verify your account, most of these limits disappear, making Cash App one of the better payment services out there.
If you have the Cash App card, there’s also a limit associated with withdrawing money at most ATMs. You can also spend so much over 24 hours, just like debit cards from regular banks. The next few sections will expand on these limits and show you exactly how much they are.
Cash App Limit Per Day on Transfers
There’s a limit to how much you can send using the Cash App, but it’s not necessarily a daily limit. Cash App only makes it possible to send up to $250 every week, which you can break down to get what your daily limit is supposed to look like.
Technically, you can send $250 at once on Cash App, but once you do so, you’ll be unable to send money to anyone for the next six days. To divide it by seven days, that will come down to about a $35 daily limit on transfers from a Cash App account to another account.
It’s crucial to note, however, that the Cash App limit on sending only applies when you have an unverified account. When you add a valid bank account to verify your account, you should be able to send as much as you want without having to worry about any transfer limits.
Cash App Receiving Limit
The limits associated with Cash App aren’t limited to sending money to other users alone. The app also limits how much you can receive from other users, as long as you haven’t verified the account. But what are the limits associated with receiving money on Cash App per day?
Cash App only lets users receive up to $1,000 within one month. It doesn’t matter how you spread it across the month; once you receive that much, you’ll be unable to receive anything else anymore. In short, you can receive $1,000 per day, or $33 every day of the month.
Just like with the sending limit, you can also remove the limits associated with receiving money on Cash App by verifying your account. I’ll show you how to increase the limits by verifying your account in a bit, but you should also know the limits associated with using the Cash Card.
Cash App Withdrawal and Spending Limit Per Day
All Cash App users can get a Cash Card, a Visa debit card that they can use to spend the money on their Cash App balance. While you can withdraw money and spend the funds online using a debit card, there are limits associated with each of these functions.
When withdrawing money from an ATM, you can only withdraw up to $310 per transaction, and a maximum of $1,000 every 24 hours. While that’s minor compared to the other limits we’ve seen today, it’s still an important thing to keep in mind.
In addition to that, if you use your Cash App card for online transactions, you can only spend up to $7,000 per day, $10,000 per week, and $25,000 per month. Again, unless you’re buying cars online using your Cash App card, you shouldn’t go near this limit.
It’s also crucial to note that you can’t remove the limits associated with your Cash App card by verifying your account. That should be pretty obvious already since you need a verified account to get the Cash Card in the first place.
How to Increase Cash App Limits per Day
As explained earlier, verifying your account should get rid of most of the app’s limits, save for the ones associated with your Cash App card. If you’re not sure how to get rid of those limits you can follow the steps below to do just that.
- Try going over the limits
When you try to send or receive over $250 or $1000 in a week respectively, Cash App will ask you to verify your account to authorize the transaction. The easiest way to try going over the limits is to try sending $251 (you don’t have to send it).
- Enter the necessary details and verify your account
After Cash App brings up the account verification popup, you’ll have to enter a series of information to start the verification process. Some of the details you’ll have to enter includes your social security number, date of birth, and your full legal name.
When you follow the instructions religiously, you should have a verified account in no time. Only then can you receive and send as much as you want per day. You should note, however, that verifying your account does not affect how much you can spend online or withdraw from ATMs.
While Cash App doesn’t have daily limits, it does have weekly limits for unverified accounts. You can verify your account using the steps I’ve provided earlier to enjoy unrestricted access to banking features using Cash App.