Does H&M Take Apple Pay? Steps To Make Payment


H&M commonly referred to as Hennes and Mauritz is a Swedish fashion brand dealing in the creation of top-notch fashion designs for children, men, women, and teenagers.

H&M is a go-to if you are to consider a reliable fashion brand, where you are able to find everything related to fashion, in terms of your appearance, beauty, and so on.


They also sell items related to jewelry, clothes, shoes/foot-wears, make-up kits, etc.

H&M also tends to offer an online shopping platform, where its customers are allowed to browse through a wide range of items that can later be ordered based on the customers’ intents and interests, making it essentially convenient for people who are unable to visit the in-store.


However, most customers are concerned if they can make payments with their Apple Wallet at H & M. While this is possible at H&M in-stores, you won’t be able to Pay with Apple Pay at its online store.

Apple Pay is a payment service that most users have considered to be their best choice for making payments both online and in in-stores. This comes as a result of the level of security and privacy protection incorporated in Apple Pay.


Therefore, in this article, I will answer all queries and questions, in regards to paying with your Apple Wallet at H&M.


Does H&M Take Apple Pay?


Yes, At H&M you can pay with your Apple Wallet, Unfortunately, you won’t be able to pay with your Apple Wallet at its online shopping site. H&M also tends to accept other payment options, which you may expect at H&M.


Paying with Apple Pay at H&M requires you to set up your Apple Wallet, by adding a Card to your Apple Wallet. There are several reasons why you may want to add a new card to your Apple Wallet.

  1. Paying with a different card, other than the default card 
  2. Being new to Apple Wallet.


Add a new card to your Apple Wallet can be done through the following steps:


  • Step 1: Go To Device Settings 

This is the first thing you will have to do, in adding a card to your Apple Wallet. Go to your device settings which can be found on your device home screen, tap on the settings icon and tap on Wallet and Apple Pay, you might want to search for it using the search bar, for easy identification.

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  • Step 2: Add Card by Entering Details

Tap on the Add Card and tap on Continue, you will be required to fill in all necessary information regarding your card, and enter All information correctly, else, you might get your card rejected, for a faster process, you can consider scanning your card.


  • Step 3: Verify Card.

Apple Pay will have to verify the card you have entered, once you agree to the Apple Pay terms and conditions, you will be directed to where you will have to verify your card, following the process correctly.

At this moment, you should have your new card added to your Apple Wallet. Therefore, whenever you want to make a payment any in-store, you are only required to select the card which you have added, you will learn more about how you can select a different card from the default payment card.


Making a payment with your Apple Wallet at any H&M in-store can be done as follows:


  • Step 1: Choose Apple Pay as your preferred payment option

Since you will be making payment via Apple Pay, then, you need to request from the cashier or attendant that you intend to pay with your Apple Wallet, once it has been accepted, then you follow the next steps.


  • Step 2: Choose the card with which you intend paying with, if you are considering paying with the default card, then, you can skip this step.

This is the next step you will have to consider, if you don’t select the card you want to use, the payment will be done from the default card.

That is why it is very necessary to add the card which you intend to make payment from since it will be used to fund payment for your purchase.

This can be done by opening your Apple Wallet App, to change to another card, you can select the default card, and you will be open to select from all cards linked to your Apple Wallet.


  • Step 3: Validate payment.

This process tries to ensure that you are the one authenticating the transaction, therefore, you will have to consider unlocking, to validate your card.

For Face ID: Double Click on the side button to bring out the scanner, that will be used to scan your face.

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For Touch ID: Place your Finger on the home button.

For Password: if you aren’t using either of the unlocking processes I have mentioned earlier, then you can consider verifying your card by entering your Apple ID password.


  • Step 4: Place your iOS device near the NFC reader.

Therefore to make a payment with your Apple Wallet, you have to consider placing your device near the NFC Reader, until you see a done and a checkmark being displayed on your device. Then your payment has been approved.


Other Payment Methods At H&M


At H&M you can choose among the listed range of payment methods available both at its in-stores and online website. The most common payment method which is available both at H&M in-store and online is Card payment.

You can choose to pay with either your credit or debit card, whichever payment method you find comfortable. PayPal is also an acceptable payment option for those who intend to pay online, most users prefer playing with their PayPal account, to paying with their card…


At H&M in-store you can pay with Apple Pay as well as your credit card or debit card. H&M also accepts payment via its gift card, which is an H & M Gift Card.

A Highlight of the acceptable payment methods at H&M:

  1. Credit/Debit Cards.
  2. PayPal
  3. Apple Pay
  4. H&M Gift Cards.


What Stores Approve Apple Pay?


What Stores Approve Apple Pay


While most new generation stores are yet to accept Apple Pay as a payment option, however, a large number of stores in the United States do accept making payments with Apple Pay.


Therefore, anywhere you go, a large percentage of in-stores will accept payment with Apple Pay, if you are unsure, then you can simply use the Apple Map App to confirm.

Why most customers are giving much attention to Apple Pay, is based on the fact that by making a payment with Apple Pay you won’t experience any security breaches or mistakenly disclose your card details to criminals.


Therefore some retailers that accept Apple Pay are as follows:

Best Buy, B&H Photo, Bloomingdales, Chevron, Disney, Dunkin Donuts, GameStop, Jamba Juice, Kohl’s, Lucky, McDonald’s, Office Depot, Petco, Sprouts, Staples, KFC, Trader Joe’s, Walgreens, Safeway, Costco, Whole Foods, CVS, Target, Publix, Taco Bell, and 7-11.


What Places Do Not Accept Apple Pay?


What Places Do Not Accept Apple Pay


Even though Apple Pay seems to be supported by most stores, and retailers, there are still some big retailers which are yet to accept payment via Apple Pay.

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Some of the stores that do not accept payment from Apple Pay are as follows:

Dick’s Sporting Goods, Home Depot, Kmart, Kroger (You can use Kroger Pay), Lowe’s, Sam’s Club, Walmart (You can use Walmart Pay), Gordon Food Service.


However, if you want to make payment from these stores listed you either have to consider paying with your card, or probably choose another acceptable method of making payments.

Some stores like Walmart and Kroger, which have their payment app, will require you to make payments via their payment app.



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H&M accepts the most common payment methods, however, you will not be able to pay all your desired payment methods at H&M, because some payment services which you may have thought are accepted at H&M, are not.

However, you are open to other payment methods such as Apple Pay for in-store, and PayPal for online.

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