How to Create A Second Cash App Account


Cash App is a good payment service, no doubt. You can send a ton of money, receive an unlimited amount of money, and even get a free debit card.

However, good things are never enough. No wonder most Cash App users always want to know how to create a second Cash App account.


If your question is about its possibility, it’s certainly possible to create more than one Cash App account. However, if you want to learn how to do it, you must read carefully and implement the steps outlined in this concise article.


Can You Open Two Cash App Accounts?


Technically, you can’t. The Terms of Service guiding the use of Cash App requires users to keep a single Cash App account at a time.

However, one Cash App account cannot send more than $7,500. What if you need to send more than that in a given week?

You have options. You can either resort to other payment services, use a traditional bank transfer, or create a second Cash App account.

If the recipient uses Cash App exclusively, you know you don’t have a choice.

While Cash App discourages using more than one account, it doesn’t take any proactive measures to prevent users from keeping and managing two accounts simultaneously.

So, if you think you should keep two Cash App accounts, don’t sweat it.

However, if you want to open two ‘verified’ Cash App accounts, you’ll need two of everything. Everything, in this case, refers to emails, phone numbers, and possibly bank accounts.

However, one thing that you won’t need two of them is a social security number. And of course, you can’t even get more than one, even if you need it.

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Also, note that we’ll be creating a verified Cash App account here. Unverified Cash App accounts are useless, as you can only transfer about $250 or so every week.


Do you need a second bank account for another Cash App account?

While I highly recommended that you get another bank account for your second Cash App account, it’s not explicitly required.

However, you need a bank account to top up your Cash App account or withdraw from your Cash App balance.

However, if you don’t want to go through the stress of getting another bank account, you can live without it.

You can top up your Cash App account at stores or pay a friend to top you up. Also, you can apply for a Cash App card to withdraw from your Cash App balance if that’s something you will ever need to do.


How to Create A Second Cash App Account


Creating a second Cash App account is as simple as logging out and logging back in. Here is a comprehensive guide on how to create a second Cash App account.

Before starting the processes below, make sure you have created a second email address. Also, keep your second phone number handy, as you cannot reuse a single email address or phone number for two Cash App accounts.

  1. Launch Cash App on your smartphone and sign out of your existing account. Signing out ends your session for that Cash App account, making it possible to sign into another Cash App account.

To sign out, tap the profile icon at the top right corner of Cash App’s interface. Scroll down to the bottom of the page and tap on the Sign Out button.

  1. After signing out of your Cash App account, you won’t log back in. instead, you choose to Sign Up for Cash App.
  2. Fill in all the required details to proceed with the signup as usual.
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And that’s all. If you run into an error while trying to sign up for Cash App, you may be trying to reuse a non-reusable detail. Follow the error messages and correct your mistakes along the way.

However, if you follow all instructions on this page, you shouldn’t face any problems during the signup.

Once the account creation is successful, you can seamlessly switch between either account by entering the phone numbers associated with the respective account.

If the $250 transfer limit is also too limited for you, you should verify your new account as soon as possible.

Fortunately, you don’t need another SSN to verify your Cash App. While Cash App won’t let you reuse your phone number or email, it will allow you to reuse your social security number.

You can’t get two of that, can you?


How to Merge Two Cash App Accounts


If you’re tired of the rotary process of signing in and out of two accounts at the same time, you can merge both accounts to become a single Cash App account.

Merging two Cash App accounts is quick because Cash App has a dedicated feature for that. To integrate your Cash App accounts, follow the steps below.

  1. Launch Cash App and sign in to either of the accounts you’re planning to merge.
  2. Click on the profile icon at the top right corner of the interface to bring up a list of account options.
  3. From the available options, select ‘Add Phone or Email.’ This option will pop up an overlay allowing you to enter the email or phone number associated with the Cash App account.
  4. After entering these details, you need to confirm that you legitimately own the other Cash App account.

And that’s it. Now, you can sign in to your new, united Cash App account using either of the phone numbers.

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While Cash App doesn’t want you to, you can create a second Cash App account without issues. Not only that, but you can also verify your second Cash App account with the same SSN as your first, making it pain-free.

However, you shouldn’t create a second Cash App account just because you can. Ensure you have legitimate use for the other Cash App account, as managing two can be overwhelming.

If you think you don’t have a use for your other Cash App account anymore, you can merge it with your primary account.

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