Sterling Bank Cardless Withdrawal Code 2023 (No Card Required)


Hey, are you searching for how to withdraw from your sterling Bank without an ATM card? This article will show you how to withdraw money from ATM without an ATM card and you will be debited on your Sterling Bank account. Sterling Bank Cardless withdrawal have introduced to help you save the stress of carrying an ATM card around. Cardless withdrawal helps you anytime you forget your ATM card.


If you forget your ATM card and you are stranded or in need of cash. Don’t worry, sterling bank cardless withdrawal Code will help you out. Learn how to withdraw from the ATM using your phone.

The process of withdrawal is simple, this is one of the benefits of mobile banking. Do you know that you can do more with your phone? Sterling bank has introduced mobile banking options that will help you save stress and make banking easier for you.

You can now perform banking operations from your comfort zone using your mobile phone. If this sounds strange, don’t worry. This website is dedicated to helping you out with all your mobile banking worries. We have written an exclusive guide on sterling bank mobile banking just like we are doing for cardless withdrawals now. You can learn and read more from us.


Benefits Of Sterling Bank Cardless Withdrawal


  • The service is available any time of the day you need it on all cardless withdrawal-enabled ATMs.
  • You can withdraw money without your debit card or ATM card.
  • Easy and safe method to save a friend or family stranded or in cash without an ATM card.
  • Saves you the stress of losing your ATM to the wrong hands.
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How To withdraw Money From ATM Without ATM Card


How To Withdraw Money From ATM Without ATM Card/Debit Card


First, you need to activate Sterling Bank mobile banking Codes on your device. This is possible with the sim card you used to create your sterling bank account. If you haven’t activated USSD banking, please read our guide on Sterling Bank Mobile Banking Codes. Then, proceed with the steps below to perform a cardless withdrawal.


  • Dial *822*42#
  • Select generate a token by pressing option 1
  • Select the pin of your choice
  • Enter the pin again to confirm it.
  • A pay code will be sent to your phone.
  • Locate the nearest ATM that has cardless withdrawal or quick teller enabled.
  • Press enter and select Sterling money if it is a Sterling bank ATM. But if it is another bank ATM select the pay code. Then enter your 12 digits code sent to your phone.
  • Enter your phone number, and the amount you requested for withdrawal, and press continue.
  • Wait patiently for the ATM to verify your details.
  • Once it is verified, your money will be out.


The maximum amount valid to withdraw is 20,000 naira per transaction. Remember to keep your pay code safe. Use this code within the day, it was generated.



Hope this guide On Sterling Bank Cardless Withdrawal Code was helpful. Now you can withdraw from the ATM without an ATM card. If you have any questions use the comment box below.

Don’t forget to share this article with family and friends. It might be of help, to read more about mobile banking from this website.

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