Why Venmo Payment Not Showing Up In Bank Account – Solution


Venmo payment not showing up in the bank account is a big source of worry for Venmo users as it’s become a regular occurrence, but you don’t need to worry.

The reasons why your Venmo payment is not showing up in your bank account and solutions to fix this issue will be discussed in detail below.


Why Venmo Payment Not Showing Up In Bank Account


Why Venmo Payment Not Showing Up In Bank Account


Sending and receiving cash is one of the uses of a Venmo account, and there might be cases where this payment isn’t showing up in the bank account. This may be caused by several reasons, some of which are:


  • Venmo server issue.
  • Bank server issue.
  • The money hasn’t yet been transferred.
  • The standard deposit was used instead of an instant deposit.
  • Venmo flagged the payment.
  • Incorrect bank details.


Reason 1: Venmo Server Issue


Venmo has over 70 million users, and with the large number of transactions taking place at every moment, it might not be easy to manage all these transactions simultaneously. 

And at times, Venmo serves experience issues that might be the probable cause of your Venmo payment not reflecting in your bank account.


Reason 2: Bank Server Issue


Another reason  Venmo payment is not showing in your bank account might be that your bank server has an issue. While everything is fine at the end of Venmo, if your bank server is down while you make the money transfer, then the payment will be on hold for a while till the problem of the server is resolved.

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Reason 3: The Money Hasn’t yet Been Transferred


This is usually the case with a new Venmo account holder, as you might not know that the money is automatically stored in the Venmo balance since you’ve already linked it with your bank account. To get your funds into your bank account, you have to transfer them manually.


Reason 4: The Standard Deposit Was Used Instead of The Instant Deposit


There are two options to choose from while transferring money from your Venmo account to your bank account. One option is the “standard deposit” option which takes about two to three business days or sometimes about a week. 


In the other option, “instant deposit,” your money appears in your bank account immediately or in about 30 minutes. So if you use the standard deposit, although it’s free, it takes more time for your payment to show up in a bank account within an instant deposit, and a fee is charged.


Reason 5: Venmo Flagged the Payment


Venmo has implemented several security strategies to ensure that your account is safe from scammers or fraudsters. When the Venmo security system detects any suspicious activity, it flags the payment, which may happen mistakenly in the cases of legitimate transfers too. 


When this happens, your Venmo payment will not appear in your bank account, or it will fail or fall. But if the money is removed from your Venmo account and doesn’t appear in your bank account, it will most likely return to your Venmo account within a few days.


Reason 6: Incorrect Bank Details


This could also be why Venmo Payment isn’t showing in your bank account. When there’s an error in filling in your bank details, and you input the wrong information, this will lead to diverted payments, and the payment won’t reflect in your bank account.

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Venmo Payment Not Showing Up In Bank Account – Solution


Once you’ve known the probable reasons why your Venmo payment is not showing up in your bank account, you should also know the solutions to fix it. Some of the ways to fix this include:


  1. Give It Some Time.
  2. Contact Venmo.
  3. Input Correct Details.
  4. Contact Your Bank.


Give It Some Time


This problem is experienced by numerous other Venmo users, and not only you, so wait patiently and give it some time. The money will reflect in your bank account sooner or later. 

But during the waiting period, ensure to check that the problem is not from your side, check your details and also check if you did make the transfer.


 Contact Venmo


If, after waiting patiently for a few days, your payment is still not appearing in your bank account, contact Venmo customer support as they will understand your problems better and know how to help you solve them suitably. You can contact Venmo customer support by:


  • Calling (855) 812-4430 from Monday through Friday from 10:00 am to 6:00 pm E.T.
  • Filling out the Venmo Help Center Online form.
  • Chatting with the support team in the Venmo app by going to the “Menu,” then clicking on the “Get Help,” then on the “Contact Us,” and click on “Chat With Us.”


Input Correct Details


If you’ve noticed that the reason why your Venmo Payment isn’t showing in your bank account is because of incorrect bank details, you can fix this by going back to check all the details you’ve input previously and correct any errors you’ve made by inputting the correct details.


Contact Your Bank


If, after trying any of the methods above, your payment is still not showing in your bank account, then it’s high time you contact your bank via phone calls, live chats, or physically visit the bank. Then the problem will surely be resolved.

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How Long Does It Take for A Venmo Payment to Show up In My Bank Account?


Transferring funds from your Venmo account to your bank account using the Standard Deposit wire transfer option is free, and it takes about three business days to appear in your bank account. But, using the Instant Deposit wire transfer option, you’re charged a 1.5% fee with a minimum fee of $0.25 and a maximum fee of $15 for every transaction, and it takes just 30 minutes to arrive in your bank account.


Video Guide






Venmo can be used to make online purchases, transfer funds, and even split payments between your friends and family and give tips to appreciate a service rendered. However, with its numerous users, there have been issues about Venmo Payment not showing up in payments in bank accounts. 


And this issue of Venmo payment not showing up in your bank account might be due to any of the reasons listed above, and it’s something you can quickly fix without any difficulties once you follow the guide above.

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