Chime is one of the most popular mobile financial technology apps, and it has wide usage in the US, because of the amazing features it offers to its users.
With Chime, you can make your daily transactions, in terms of sending money and receiving money from other people.
While Chime is known for the great features it offers. It also offers a temporary card also known as a Chime Virtual Card.
Which can be used to make payments online without needing to have any contact with a physical card.
The Chime temporary card is available once you create an account with Chime, and can be used whenever you want to make an online payment with your Chime checking balance.
The temporary card is helpful to users who are yet to get the Chime physical card, and who urgently need to make payments while they wait for their physical card.
Getting a Chime Virtual card isn’t something you need to learn, once you apply for the chime physical card.
While the card is processed and sent to you which might take up to 10 – 15 working days, you can use the Chime virtual card for all your payments.
However, since the Chime temporary card works almost similarly to the Chime debit card, the question is how can you use the chime temporary card?
Therefore this article is structured toward, answering the question of how you can use the Chime temporary card in making payments.
How to Use the Chime Temporary Card [GUIDE]
The chime temporary card comes with every detail you will definitely find in the original debit card.
Information like the card CVV number, 16-digit card number, and the expiring date of the card.
The only notable difference is: that the temporary card cannot be seen physically, making it not suitable for ATM withdrawal.
Aside from that, you can use your chime temporary card to authenticate any payment you want to make in an online store.
Chime Temporary card can be used in several ways,
You can link the chime temporary card in several app wallets; as well as can be used to make several in-store purchases by adding it to a payment wallet.
You can as well add the chime temporary card on apps like cash app or Venmo or PayPal as a payment method.
Let’s get deep into how you can use the Chime temporary card.
- You can use the Chime temporary card by adding it to a particular wallet app like Google pay, Apple pay, and the like, you must ensure that it is supported by the app.
- You can also use the Chime temporary card on in-store apps, like Google pay and Apple pay, whenever you want to make payments in a store that accepts either Google pay or apple pay.
However, you won’t be able to use the Chime temporary card as a standalone, unlike the original card which can be used on ATMs.
But the Chime temporary card can only be useful as a payment method in apps like Venmo or Cash App.
Once your temporary card is added, you can be able to have access to your payment balance by transferring money from your Chime balance directly by using the temporary card.
You can also link the chime temporary card to an online merchant where it is supported
Can I Use the Chime Temporary Card in An Atm?
No, you can’t use your chime temporary card at an ATM, if you want to withdraw funds from your chime balances then you have to use the Chime physical card.
The Chime temporary card is a virtual card and can only be used as a payment method for other third-party apps like Venmo or Cash app.
Once Chime sends your physical card to you, you can begin making withdrawals from the ATM using the physical card.
Also, it is important to note that the chime temporary card uses a virtual system and not a literal or physical system, and therefore, will not be appropriate for an ATM.
Can I Add a Chime Temporary Card on Apple Pay?
Apple pay can be used as an in-store app, which you can link your chime temporary card, to link your chime temporary card on apple pay can be done as follows:
- Step 1: Open Apple Pay
- Step 2: Tap the Add button in the top right of the screen
- Step 3: Tap the Debit card, and then continue
- Step 4: Add your Chime card information.
Can You Chime without A Card?
With chime, you can make instant transfers, but you can’t withdraw funds from your chime balances without a card.
The chime card helps you to withdraw funds from your accounts in an ATM.
However, if you are using the Chime temporary card, you won’t be able to withdraw money from your chime balance if you don’t have the chime physical card on you.
The chime temporary card is only available for the online payment methods as well as linking it to an in-store app like Google pay or apple pay.
Does Chime Have A Virtual Card?
Yes, Chime has a virtual card also known as the temporary card which can be helpful as a payment method and can be used to make payments online without any delay.
Once you sign up for chime, your temporary card will be automatically available to you for use, pending till you get your chime physical debit card.
How Do I Instantly Transfer Money in Chime?
Chime also supports the instant transfer. Making an instant transfer on Chime can be done in the following steps below:
- Step 1 Open the Chime App
- Step 2: Hover to the Pay Anyone tab
- Step 3: Find your friend on the chime, to who you want to send money.
- Step 4: Enter the amount you want to send
- Step 5: Tap Pay
And that is all, the person who is to receive the fund has 14 days to provide the required information to claim the funds.
Undoubtedly chime has removed every form of restriction in withdrawing funds from your account right from the day you created your chime account.
This was made possible with the chime temporary card that works entirely virtually.
With the chime temporary card, you can make payments online, and as well, link your card to several apps like Google Pay and Apple pay.
You can make full utilization of the chime temporary app while you wait for your physical card that comes with extended features of the temporary card.
In this article, I have explained the core concept behind how you can use the chime temporary card, with an easy step-by-step guide.
If you have any underlying issues, you can drop a comment below.