Zenith Bank Cardless Withdrawal Code 2023 (No Card Required)


Cardless withdrawal by zenith bank has been introduced to help you withdraw from the ATM even when you are not with your ATM card. So if you have been searching for how to use Zenith bank’s cardless withdrawal code?

In the article, you will be learning step by step guide on how to withdraw money from zenith ATM without an ATM card. This also includes withdrawal from other banks’ ATMs and you will be debited on your zenith bank account.


You know annoying it is to get to the ATM stand and discover that you forgot your ATM card. Chai, I have had that feeling. Imagine the stress of going back to get it. Time and energy wasted, you might end up losing your purpose of withdrawing if it is time-based.


Cardless withdrawal from Zenith Bank is your only way out. As a zenith bank customer, you can withdraw from the ATM with your phone. This might sound new to you, but it works perfectly. This guide will show you how to enjoy cardless withdrawal by zenith bank.


zenith bank cardless withdrawal


This will save you the stress of going back home to get your ATM card. This is amazing, right? Yeah, digital banking is making the banking sector better and easy for users. Each bank is introducing new platforms to give its customer a better banking experience. This website has written many guides to help you understand and learn how to use your bank’s digital services, read more from this website.

RELATED  How To Check GTBank Account Balance 2022


How To Withdraw From Zenith Bank ATM Without ATM Card


First, you need to activate zenith bank ussd banking. If you haven’t done that read our guide on Zenith Bank Mobile Banking Code, follow the procedures there, and activate mobile banking. Then proceed with the steps below.

  • Dial *966*60#
  • Then select 5 for Next.
  • Enter 7 to generate or cancel the cardless withdrawal code.
  • Then follow the on-screen instructions to generate your pay code.
  • The 12 digits pay code will be sent to you via SMS.
  • Now locate the nearest zenith bank ATM near you. If you are not around where zenith bank is located, then go to the nearest bank ATM that has a cardless withdrawal/quick teller option enabled.
  • Then press any button on the ATM card, and select the pay code or cardless withdrawal option.
  • Enter the cashout code ( pay code digits), Next your phone number, and the amount you requested for withdrawal.
  • Then follow the command on the screen.
  • Now, wait patiently for the ATM to verify your details.
  • Collect your cash.


Other Ways To Enjoy Zenith Bank Cardless Withdrawal


Other Ways To Enjoy Zenith Bank Cardless Withdrawal


There are other ways that you can enjoy zenith bank cardless withdrawal. You can activate their mobile banking app. Choose the cardless withdrawal option, then follow the on-screen command to generate the pay code. Visit the ATM and follow the steps above to withdraw.

RELATED  Union Bank internet banking 2022 – Download Union Bank Mobile App

Another method that you can use to enjoy cardless withdrawal by zenith bank is biometric withdrawal. This works only on zenith bank ATMs that has fingerprint withdrawal enabled. Visit the ATM stand, pressure any button, and choose the fingerprint withdrawal or biometric withdrawal option. Follow the on-screen instructions to withdraw your money.


NOTE– Each cardless withdrawal option allows the per transaction, not above N20,000. Multiple transactions are allowed. For the pay code method, make sure you use it within 24 hours.

Do you know that you can help a stranded friend/family without his or her ATM card? You can generate the pay code, and send it to him or her with other details involved. Then, the person will use the above cardless withdrawal option to withdraw.


Hope this article on Zenith bank Cardless Withdrawal Code was helpful. Now, you can enjoy cardless withdrawal on a go. If you have any questions use the comment box below.


Don’t forget to share this article and read more about zenith banking digital banking services on this website.

How useful was this post?

Click on a star to rate it!

Average rating 3.5 / 5. Vote count: 2

No votes so far! Be the first to rate this post.