Access Bank transfer code

Access Bank Transfer Code 2020 – Mobile Banking And USSD Code For Transactions

Access Bank Transfer Code 2020 to all banks. Access bank is not left out of the trend. Now as an Access bank customer you can enjoy Transfer Code, Mobile Banking And USSD Code For Transactions
you can transact from your comfort zone. In this article, I will show you how to use Access bank ussd code to manage your account.


This is made possible with the phone number that u used during account registration. I will show you guide and steps to Access bank USSD code. This reduces the stress of going to bank or ATM stand to send funds.


In this article I will be teaching you


  • how to transfer money from Access bank to Access bank and from Access bank to another bank.
  • How to Buy Airtime
  • How to account Check Balance
  • How to pay utility Bills
  • How to Pay Merchants



Access Bank transfer code



How To Activate Access Bank Transfer Code 2020



They are requirement need and steps to follow before one can start using Access bank USSD code for transactions.


Note: The phone number must by linked to an account.



How To Activate Access Bank USSD Banking


For you to activate access bank mobile banking, you need to have the following, Accounts must be owned by a sole signatory, have a BVN, must be naira denominated and no restriction must be on the account.


Now you can dail *901#, enter your account details as required. Make sure your ATM card is available when code is dialed. You will be asked to enter for last four digits and last 6 digits of your ATM card.



Access Bank Transfer Code 2020


  • If you want to transfer money to other Access bank accounts. Dial *901*1*AMOUNT*NUBAN Account Number#. The service attracts ₦20 charge
  • To transfer from Access bank to other banks aside access bank: Dial *901*2*AMOUNT*NUBAN Account Number#. The service attracts ₦50 + ₦2.50 (VAT) charges



What Are The Charges For Each Feature On This Platform?


Features Charges
Airtime for others Free
Account Opening Free
Data Purchase Free
Balance Enquiry Free
Fund Transfer to Access Bank Free
Fund Transfer to Other Banks N80+N4.00(VAT)
Merchant Payment Free
Bill Payment Free
OTP Generation Free




Access Bank USSD Code To Check Account Balance


Maybe your don’t know the exact amount in your account and you want to check how much is left. Or someone sent you money and you want to confirm, if you have been credited.


You don’t need to stress your life out, going to bank or standing at ATM clue. You can comfortable checking your account balance from your home, work place or anywhere. This can be done at ease, and it is very fast. Remember that this service is not for free, your will be charged for it.


To check your Access Bank balance, follow the steps below:


  • Dial *901*5# and follow the instructions below.
  • Next Insert the last four digits of your BVN.
  • Wait few seconds as your bank account balance will be shown to you.



How To Buy Airtime From Your Access Bank Account


You can recharge your phone from your account. This helps to encourage cashless policy. Don’t run out of airtime again, you can recharge now and, it easy and safe.


You can recharge your phone number and third party phone number ( another phone number not used to open access bank account). This service is totally free, this implies that no charge is involved.


  • To buy airtime to registered phone number with access bank ( phone number used to open Access bank account) *901*amount#, example: *901*200#.
  • If you want to recharge unregistered phone number ( phone number not used to open Access bank account) with your registered phone number dial *901*amount*phone number# example: *901*200*08104128059#


This service is not restricted to a telecommunication network. It is available for Glo, MTN, Airtel and 9mobile subscribers.



How To Use Access Bank USSD Code To Pay Bills


Do you know that you can pay utility bills directly from your Access bank account. Imagine paying your Favorite Tv networks and services like DStv, Swift, Smile, and more. It saves you from a lot of stress and make things easier for you.


To enjoy the service dial *901*3# and follow the instructions that appears on the screen.



Summary Of Access Bank USSD Code / Access Bank Transfer Codes 2020



Access Bank transfer code



Features Short Code
Airtime for self *901*Amount#
Airtime for others *901*Amount*Phone Number#
Account Opening *901*0#
Data Purchase *901*8#
Balance Enquiry *901*5#
Fund Transfer to Access Bank *901*1*Amount*Account Number#
Fund Transfer to Other Banks *901*2*Amount*Account Number#
Merchant Payment *901*3*Amount*Merchant Code#
Bill Payment *901*3#
OTP Generation *901*4*1#



Frequently Asked Questions On Access Bank USSD Code, Mobile Banking


There are many questions people ask about Access Bank Transfer Code and Access bank mobile banking. I have mapped out some of the questions and below are comprehensive answers for them.


What kind of Accounts can use the *901# Service?

Answer: Accounts must be owned by a sole signatory, have a BVN, must be naira denominated and no restriction must be on the account.


Must I have Airtime on my Mobile Phone to use *901#?

Answer: Yes. Airtime is required to use *901#


Can *901# Banking work on a Tablet?

Answer: *901# can be used on any mobile device that is used to dial phone numbers.


Is *901# Available on all Networks?

Answer: MTN, GLO, 9mobile and Airtel Mobile Subscribers can use this platform.


Do all Mobile Phones Support *901# Banking?

Answer: Yes. Both smart and feature phones can use *901#


Is *901# exclusive to Access Bank Account Holders?

Answer: Only customers with an Access Bank account can perform transactions using *901#. However, a non-Access Bank account holders can open accounts via *901# to enjoy seamless transactions.


I have Multiple Access Bank accounts. How can I choose the Account I Prefer to Transact with on *901#?

Answer: One of your account is automatically set as your default account on *901#. However, you can change your default account by following the steps below
Dial *901# > 8. Next > 3. Select Default Account


If my Phone is Stolen, what am I Expected to do?

Answer: Immediately report incident to Access Bank contact center to block your phone number from accessing the USSD service. Once, you have recovered your line, you can contact the contact center to activate your line on the USSD platform.


Can I use *901# USSD Banking outside Nigeria?

Answer: As long as you are roaming your mobile number, you can use the *901# platform.


What is the Limit for Airtime and Funds Transfer?

Answer: *901# daily limit is N20, 000





I believe you have learned how to used Access bank transfer code, Access bank mobile banking and Access bank USSD code. These codes makes banking easy and safe. It encourages cashless policy and help you keep tracks of your account.



Do you have any question? Feel free to tell us using the comment box below. Please don’t forget to share with friends.

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