First Bank Cardless Withdrawal Code 2023 (No Card Required)


In this article, I will be showing you how to withdraw money from your first bank account using any ATM without an ATM card. Sometimes, you might be in a hurry and forget your ATM card. First Bank cardless withdrawal is now available.


So if you forget your ATM card and you need cash. No worries, you can withdraw from the ATM without your debit card. Cardless withdrawal is the order of the day. You can now withdraw without your debit card. This is safe and secured, it saves you the fear of losing your card to the wrong hands.

Learn how to enjoy cardless withdrawal from First Bank. I have tested and found what works. It is tested and proven by the first bank. Read this article carefully to learn how to withdraw from the first bank ATM without an ATM card.


Benefits Of First Bank Cardless Withdrawal


  • You get to enjoy cash withdrawals from the ATM without any debit or credit card.
  • You can transfer funds easily.
  • It reduces the fear of hackers getting into your bank account. The payout code is valid for 24 hours.
  • You can save your stranded friend or family member, by sending the person your payout code to withdraw.
  • It saves the stress of getting a new ATM card or misplacing it.
  • You can help out a third party who is not with his or her card.
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How To Withdraw Money From ATM Without Card


How To Withdraw From an ATM Without an ATM Card As A First Bank User


  • Dial *848*Amount#
  • Follow the instructions on the screen, then authenticate the transaction with your PIN.
  • Create the 4-digit pin as requested, it’s a one-time password for the cash withdrawal.
  • Enter the amount you want to withdraw and press send.
  • Then you will receive a message containing a 12 digits pay code.
  • Once you receive the message, located the nearest first bank ATM.
  • Press Enter button on the ATM.
  • Then enter your pin and select cardless withdrawal/Paycode.
  • Then input your 4 digits one-time password that you created above.
  • After that enter your pay code (12 digits code sent to you as SMS).
  • Input the amount you requested for withdrawal and your phone number.
  • Then wait patiently for the ATM to verify your details and dispense cash.


Maybe in the area that you are in, there is no first bank ATM. Take the pay code to the nearest ATM. Follow the method shared above to withdraw.

NOTE: Most ATMs do use the word cardless withdrawal but they use PayCode. So select the pay code and proceed with your transaction.


UPDATE: First Bank has launched a Biometric withdrawal support ATM. This implies that as a first bank customer, you can use your fingerprint to withdraw. 

Locate any First Bank ATM that supports the biometric withdrawal option. Select fingerprint and follow the on-screen guide to withdraw. You can now withdraw from the first ATM using your fingerprint. 


Hope this article on First Bank Cardless Withdrawal was helpful. If you have any questions use the comment box below, and my team will be guided to help you out.

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Don’t forget to share this guide with family and friends. Help them learn how to withdraw from their first bank ATM using a phone. Read more about mobile banking from our website.

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