How Long Does It Take To Unfreeze A Bank Account


This is a question pondering to most bank users, asking how long it will take to Unfreeze a bank account that has been frozen.

Before understanding the timeframe it will take the bank to unfreeze a bank account, it is important to determine the cause of a bank freezing an account.


Sometimes, bank users purposefully freeze their accounts, probably to block any form of money out in their bank account balance.

In other cases, bank accounts are frozen, when the bank suspects illegal activity or probably has unpaid debts through the creditor.

If you are wondering how long it takes to Unfreeze a bank account, then you are in the right article.



How Long Does It Take To Unfreeze A Bank Account?


Knowing how long it will take to Unfreeze a bank account depends on who froze the account at first.

In a situation where the bank user had frozen his or her bank account, then, such users have the right to unfreeze the bank account anytime he or she wants.


All it requires is to provide verification of your identity that you are truly the one who owns the account, and in a couple of 3 – 4 business days, you should get your bank account back to normal.

However, in cases where a bank account was frozen by the government, then the user has no right to request an unfreeze of the bank account.

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The Bank therefore will have to engage in an investigation regarding the issue that had led the government to direct the bank to freeze accounts.

The fate of the account will be revealed after the investigation, if the bank account owner is cleared, then the account will be unfrozen and made accessible to the owner.


How Long Does It Take for A Bank to Unfreeze an Account?


Banks normally take about 3 working days to unfreeze an account and make all its features available to the owner.

However, before unfreezing an account your identity needs to be verified by the bank, to be sure that you are the owner of the account, and the one authorizing this.

Once you can verify your identity, you will be guided on the process of how to Unfreeze a bank account.


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There are several reasons why banks freeze a particular bank account, therefore, knowing how long it will take to unfreeze a bank account, depends largely on who authorized the freezing of the account.

In summary, to unfreeze your bank account, you will have to visit your bank and provide the necessary information to verify your identity.


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