Cash App just mailed you a random debit card. It looks cool with your name and signature on it.
Although you love it, it would have been a little better if you know how to use Cash App Card. It looks like your credit card, and you’re wondering if you could use it as a spare credit card.
Worry no more, friend. In this fast-flowing article, I’ll show you some of the practical uses for your new Cash App Card. Also, you’ll learn how the Cash Card is different from your regular debit card.
After going through this article, you’ll be able to use the Cash App Card like a pro, and you might never need your bank again.
What Is Cash App Card?
The Cash App Card is a debit card issued by Cash App to its users. It allows you to carry out almost all the transactions that you can do on a debit card, but with many perks that always keep users coming back.
Just so you know, Cash App is a mobile payment service owned by Square Inc. and is fast growing to become one of the largest platforms that let you send small and large amounts of money to friends and family.
You can also buy and keep bitcoin on Cash App. If you have ever wished to have a wallet where you could manage your cash and bitcoin without jumping around apps, Cash App is what you’ve been looking for.
How to Use Cash App Card
Your Cash App Card is simply another debit card. It works like most debit cards, and you can use it for transactions at any retailer that accepts Visa cards.
Before you can use your Cash App Card, however, you’ll need to activate it first. New Cash Cards don’t come pre-activated. To activate your Cash App card, you need to:
- Open the Cash App on your phone and proceed to the “Card” tab.
- Tap “Activate Cash Card,” and it will open up your camera.
- Scan the QR code on the card, and it will instantly be ready for use.
When you’ve finished activating your Cash Card, you need to know some of the transactions for which you can use them. We’ve got you covered over here.
- Withdrawing from ATMs
If you have enough funds in your Cash App account, you can walk up to any ATM that supports Visa cards and withdraw cash.
Cash withdrawals at ATMs are free when you use the Cash Card, as opposed to your bank’s debit card that waits for you to walk to an ATM, so it can vent the anger of working unpaid on your account balance.
However, Cash App charges a $2 fee for ATM withdrawals but reimburses any charges that the machine slaps on you.
To withdraw from an ATM, go to any Visa-supported ATM with your card, carry out the transactions as usual, and you’ll see the amount deducted from your Cash App balance, excluding the ATM operator fees.
Isn’t that cool?
There are some annoying withdrawal limits on Cash App cards that you should look out for, however.
- Checking out at stores
If you find yourself at malls so frequently, you could use the help of your Cash App Card to make payments.
If the retailer accepts Visa cards, you can use your Cash Card to complete the purchase; swipe your card, enter your PIN, and walk out with whatever you were trying to purchase.
If you make a purchase with your Cash Card and you eventually returned it, you’ll get the money back in your Cash App wallet, but that might take up to 10 calendar days.
- Google Pay and Apple Pay payments
If you find yourself using Apple Pay as much as I do, you might want to consider linking it with your favorite payment app, the same with Google Pay.
Fortunately, Cash App will let you link your Cash App card with your Google Pay and Apple Pay accounts, making payments more seamless than ever before.
From your Apple Wallet, you can add your Cash App card just like every other card. Just click on the “+” icon on your Apple Wallet and follow the on-screen instructions to the attic.
If you’re using Google Pay, the process is similar, except that you have to do that from your Google Pay app and not the Apple Wallet.
You can start making Apple Pay and Google Pay payments with your card in a couple of minutes.
- Get Boosts
If you use the Cash App Card to checkout for transactions at select stores, you get cashback, marketed as Boosts.
There are a couple of Boosts available on the Cash App. The most popular one is the $1 cashback in all coffee stores in the United States. You can also get up to $10 off your bill if you’re in the place.
You can only use one Boost at a time, and they reset after an hour. If you just used a Boost and you’ll like to use a different kind after it resets, you can change the listed Boost. There is no limit to the number of times you can change Boosts.
If you’ve not been using your Cash Card for this all this while, you’re leaving money on the table.
How To Deactivate Your Cash App Card
No matter how innovatively you use your card, if you can’t secure it during emergencies, you’re at risk of losing cash.
For one, debit cards have a poor track record in terms of fraud protection. Cash App particularly has almost no measures in place to protect you from fraud.
Your Cash App funds are not FDIC-insured. This means you take all responsibility for transactions, and you lose everything if something goes wrong.
If you lost your card, you can easily disable the card to prevent someone else from dubiously accessing your money. Follow the steps below to deactivate your card.
- Open the Cash App and navigate to the Cash Card tab.
- Select the card you want to disable and tap the toggle to disable the card.
You own it, but do you know how to use a Cash App card?
There are numerous benefits that you can get from using your Cash App card in transactions, and we have them all above.