Where Can I Load my Chime Card? Best Place To Load Chime Card


I recently opened a chime account, and now I would like to know “where can I load my chime card”. If you want to know all there is about loading money into a Chime account, you’ve come to the right place. By the end of this article, all questions you have on where can I load my chime card will be answered.


Below, we have listed various ways in which you can load money to your chime account, to better answer the question “where can I load my chime card”;


Where Can I Load my Chime Card? Best Location to Load Your Chime Card


  1. Walmart
  2. 7-Eleven
  3. Walgreens
  4. Duane Reade
  5. Speedway
  6. Dollar General
  7. Family Dollar
  8. CVS
  9. Rite Aid
  10. Pilot Travel Centers (Pilot Flying J)
  11. Holiday Station Stores
  12. Circle K Stores
  13. GPM Investments
  14. Sheetz Incorp
  15. TA Operating LLC (Travel Centers of America)
  16. Royal Farms
  17. Cumberland Farms Corp
  18. Kwik Trip Inc
  19. Krause Gentle (Kum & Go)


Locate any of these retailers in your area and request for your chime card to be loaded, they also accept payment using chime cards.


How to Make a Direct Deposit to Your Chime Account


Still in search to know where can I load my chime card? This is one of the easiest ways to fund your chime account.

If you would like to deposit directly through your employer or payroll provider, please include your Chime route number and expense account number. A chime will take care of the rest. Your money will be automatically added to your Chime Shopping account as soon as we receive it.

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To get started, find your routing number and account number in the Gong, Money Transfer, and Settings sections, or log into your online account.


How to make Bank Transfers to a Chime Spending Account


External banks allow transfers to Chime from their websites and apps.

To get started:

  1. Log in to your old bank’s website or app.
  2. Look for the Transfer menu option.
  3. In the transfer screen, you can add your Chime routing and account number, found in the Chime app on the Settings page.

External bank transfers are the best way to load your chime account.


How Do I Make a Bank Transfer That Chime Initiates?


You can link your external bank account to your Chime spending account using the Chime app under the Money Transfer tab or by logging into your online account.

All you have to do is follow the following steps in the Chime app:

  1. Under Move Money, select Transfers.
  2. When you are prompted, enter your other bank’s login credentials.
  3. Your external bank account will be instantly linked to your Chime Spending Account.
  4. The list of supported banks includes Bank of America, Capital One, Chase, Citi, PNC, Regions Bank, TD Bank, U.S. Bank, USAA, Wells Fargo, and many others. When you’re ready to link an external bank account in the app, you’ll be able to search for your bank to see if it’s supported.
  5. When an external account is linked, you can transfer unlimited amounts of money from the external account to the value of the account. The transferred amount can be used within 5 working days.

If you get an error when using the Chime app to transfer funds from a linked external account to your Chime Spending account, please log into your external account and transfer funds from there. To do this, you may need your account number and route number, which you can find in the Chime app under Settings.

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How Can I Deposit Cash into My Chime Spending Account?


You can deposit cash in your Chime Spending Account at over 90,000 retail locations (like Walmart, Walgreens, and 7-Eleven) with our cash deposit partners. To find a cash deposit partner near you, go to the app, tap Move Money, select Deposit cash, and tap See locations near me.


At the retail location, ask the cashier to deposit to your Chime Spending Account. You can make up to 3 deposits every 24 hours. You can add up to $1,000.00 every 24 hours for a maximum of $10,000.00 every month.

Third-party money transfer services that are used to add funds to your Chime Spending Account may impose their fees or limits such as:

Fees per transaction

Daily, weekly, or monthly limits on the frequency or the amount of cash you may add to the Chime Spending Account

Note: Clicking on one of the links above will leave the Chime website and redirect you to an external website. The data protection policy of the external website may differ from our data protection guidelines. Please review the privacy policies and security features displayed on external websites before submitting any personal information.


How to Enroll in Mobile Check Deposit


Chime determines whether you are eligible for mobile check deposits based on the records of all Chime-branded accounts you control, your direct deposit history, your direct deposit size, and other risk factors. For example, Chime offers Mobile Check Deposit to members who have received at least one direct deposit of $1 or more since June 1, 2021,* from one of the following sources:

  • Employer or payroll provider
  • Gig economy payer via automated clearing house (ACH) transfer or Original Credit Transaction (OCT)
  • Government benefits

Thirty days after you receive your payroll direct deposit, Mobile Check Deposit will be automatically enabled in your Chime app. You may receive access to the feature based on other risk-based factors.

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Note that If you already had access to Mobile Check Deposit before June 1, 2021, you can still use the feature even if you haven’t had a qualifying direct deposit since that date.

When you deposit cash to your Chime Spending Account, it is transferred by a third party to your account. Your funds will be FDIC insured once the bank holding your account receives the funds from the third party.




Finally, in this article, we answered the question “where can I load my chime card?” by giving you six different ways you can transfer money to your chime account. It is important to also note that chime doesn’t accept wire transfers, but perhaps in the future, this may be added.


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