Unity Bank Cardless Withdrawal Code 2022 (No Card Required)


You can now perform cardless withdrawals on Unity bank ATM. This article will show you how to use Unity bank cardless withdrawal code. You can now withdraw money from ATM without your ATM card. This works perfectly and you will be debited on your Unity bank account.


Unity bank has listened to its customers and decided to go cardless. They have introduced the cardless withdrawal option. This will save you the fear of losing your ATM card, you don’t need your ATM card to withdraw money from the ATM again.


Requirements For Unity Bank Cardless Withdrawal


  • You must be an account holder with Unity bank Nigeria. This implies that you must have an existing bank account with Unity bank.
  • You must have the sim card that you use to activate and create your Unity bank account.
  • You must have activated Unity bank mobile banking on your account. If you have not done that, CLICK HERE.


Now that you know the requirements, I will probably assume that you are ready to proceed. Follow the steps below to perform a cardless withdrawal.


How To Withdraw From Unity Bank ATM Without ATM Card


How To Withdraw Money From ATM Without ATM Card Using Phone


This method uses Unity bank ussd codes, make sure you activate Unity bank ussd banking. If you have not read our guide on Unity bank Mobile banking codes.

RELATED  WEMA Bank Sort Codes And Branches in Nigeria 2023


  • Dial *7799#
  • Select 4 for cardless withdrawal.
    Enter the amount you want to withdraw.
  • Choose your 4 digits pin.
    Enter your ussd pin.
  • The cashout pay code will be sent to you as an SMS.
  • Locate the nearest ATM, and pressure any button on the ATM.
  • Choose the pay code option on the ATM.
  • Then enter the pay code digits sent to you as SMS.
  • Enter the cashout pin that you generated, 4 digits code.
  • Enter the amount you requested for withdrawal.
  • Then wait for the ATM to verify your details and dispense your cash.



unity bank cardless withdrawal


  • Dial *7799*8*Amount#. For instance, if you wish to withdraw N20000, dial *7799*8*20000#.
  • Follow the on-screen command to generate a pay code
  • Locate any nearest unity bank ATM or any bank ATM that has cardless withdrawal enabled.
  • Press any button on the ATM.
  • Then Select Paycode Cashout.
  • Input the 8 to 14-digit pay code and the amount.
  • Follow the next Instructions. Then Enter your pin.
  • Wait for the ATM to verify your details and dispense your cash.


NOTE: The maximum amount that you can withdraw at a time is N20,000 per transaction. Remember to keep your pay code safe. Make sure that you use the pay code within 24 hours.



Download Unity Bank Mobile App

Unity Bank Internet Banking Guide

Unity Bank Transfer Code

Union Bank Cardless Withdrawal Code

UBA Cardless Withdrawal Code

Sterling Bank Cardless Withdrawal Code

Stanbic Bank Cardless Withdrawal Code

How To Withdraw From FCMB ATM Without Card

RELATED  Capital One Lienholder Address 2023 - Capital One Overnight Payoff Address

How To Check Fidelity Bank Account Number On Phone

Download Heritage Bank Mobile App

Stanbic IBTC Internet Banking

Sterling Bank Internet Banking

Unity Bank Transfer Code

New GTBank Recharge Code


Hope this article on Unity Bank Cardless Withdrawal Code was helpful. Now you can enjoy cardless withdrawal. If you have any questions use the comment box below.


Don’t forget to share this article with friends and family. Read more on digital banking on this website.

How useful was this post?

Click on a star to rate it!

Average rating 0 / 5. Vote count: 0

No votes so far! Be the first to rate this post.